Your first text is “hi”.
That’s the whole sign-up. No app to download, no account to create, no password and no seed phrase. Here is exactly what happens.
Opens Messages with “hi” already typed to BluMoney. Just press send. (The number goes live at launch.)
1. Send “hi”
Tap Text BluMoney above, or text the word hi to BluMoney from your iPhone, iPad or Mac. Any first message works, “hi” is simplest.
2. Your wallet is ready
BluMoney answers within seconds. The second message is your wallet address on its own, so a long-press copies exactly the address.
3. Add dollars
Send USDG (digital dollars) or ETH on Robinhood Chain to that address, from an exchange or another wallet. Text balance to see it arrive.
4. Text what you want
send $20 to Alex, buy $20 of NVDA or sell half TSLA. BluMoney reads back the exact amount and recipient. Reply YES and it’s done.
What you’ll see
Good to know
Nothing ever moves without your YES. A payment waits 5 minutes for it, a trade quote 90 seconds. Receiving is free, sending costs 0.5% and trading 1.5%, and network gas is on us.
Your wallet belongs to your phone number, so there’s nothing to back up.
Everything you can text
| Text | What it does |
|---|---|
hi | Your first text. Creates your wallet and sends you its address. |
send $5 to +1 415 555 0132 | Send dollars to any phone number. |
send 0.01 ETH to 0x… | Send ETH or a token to an address or a saved contact. |
YES | Confirm the payment or trade BluMoney just read back to you. |
balance | Your dollars, ETH and everything else you hold. |
history | Your latest payments and trades. |
address | Your wallet address, for adding money. |
buy $20 of NVDA | Buy a Stock Token, ETH or any token by its contract address. |
sell all TSLA · sell 50% NVDA | Sell for dollars (USDG). |
price NVDA | The current price. |
SAVE AS Mom | Save the person you just paid as a contact. |
contacts | Your saved contacts. |
NAME Leo | The name people see when you pay them. |
LIMIT | Your daily sending limit. LIMIT 10000 raises it. |
help | This list, in Messages. |
Plain English works too, like “get me some nvidia for 20 bucks”.