How it works
Sending

If they have a phone number, they can get paid.

Text BluMoney who and how much, the way you would say it. BluMoney reads the payment back with the exact amount and recipient. Reply YES and it settles on Robinhood Chain in seconds.

Send dollars (USDG), ETH, Stock Tokens or any token you hold, to a phone number, a saved contact or any 0x address. Sending costs 0.5% (minimum $0.05), added on top, and it’s free when you hold 100,000 $BLU. Receiving is free.

New to BluMoney? Your first text is just “hi”. Your wallet is ready in seconds.
Get started

1. Say who and how much

send $20 to Alex, send 0.05 ETH to +1 415 555 0132 or send $10 to 0x7a2c…9f1e.

2. Check the read-back

Every payment comes back with the exact amount and the recipient’s address before anything happens.

3. Reply YES

Only a clear YES sends it. Anything else, or no reply within 5 minutes, and nothing moves.

4. They get a text

Paying a number that’s new to BluMoney creates their wallet on the spot, and BluMoney texts them the news.

What it looks like

A new number

Contacts that stick

Reply SAVE AS Jordan after paying someone, then just send 10 to Jordan next time.

Limits

Sends to other people are capped at $5,000 a day by default. Text LIMIT 10000 to raise it: a higher limit starts after 12 hours, so nobody with your phone can raise it and empty your wallet. Lowering it is instant.